Allaahumma ‘innee ‘a’oothu bika minal-hammi walhuzani
wa dhala’id-dayni wa ghalabatir-rijaal.
Translation of the Meaning:
O Allah, I seek refuge in you from grief and sadness, from weakness and from laziness, from miserliness and from cowardice, from being overcome by debt and overpowered by men (i.e. others).
Al-Bukhari 7/158. See also Al-Asqalani, Fathul-Bari 11/173.